This CAR Certification Class is mandatory for anyone who wants to be placed in the Massachusetts commercial automobile insurance as an Exclusive Representative Producer (ERP). This class assumes a basic knowledge of the PAP and BAP.
CLASS TOPICS:
Distinguish between the eligibility for a business (commercial) auto policy vs. personal auto policy
Review minimum and maximum coverage limits for liability including bodily for uninsured and underinsured motorists, property damage liability and physical damage.
Review PPT, TTT, Public Auto, Special Operations classes of business and garage eligibility
Discuss hired car and non-owned auto exposures
The Taxi / Limo program
